I feel so fortunate that I put my 25 years in at ComEd in Chicago, and they sold us out to SoCal Edison. I started my ComEd pension at 50 and took a 5 year vested pension (reduced for early annuity) from SoCal. The only 2 drawbacks are I cant sleep past 0400, and the overtime aint there. Just a word to the wise, STAY BUSY. Cars help, but an antique Harley and an antique 36 foot boat keep me going. Dont ever feel guilty about a power nap when ya need one... The boss isnt peeking around the corner anymore LOL... Bill